Subscription Cost Calculator
Enter each subscription's price and how often it bills. The calculator normalises everything to monthly and yearly totals, flags the biggest line, and shows what cutting it actually saves per year.
Services price monthly because 12.99 feels small and 155.88 does not. This audit does the multiplication the pricing page hopes you skip - and it never asks which brands you use.
How to use
- List your streaming, software, cloud and app subscriptions - check your phone's subscription page and card statement, most people find one they forgot.
- Enter each price with its billing cycle; yearly plans get divided, not ignored.
- Look at the biggest-cost line first: pausing or cancelling it saves the yearly figure shown, which is usually a utility bill's worth.
Frequently asked questions
How much do people spend on subscriptions on average?
Households commonly run 50-220 per month across streaming, cloud, apps and software - the forgotten half of the list is where the money leaks, not the one flagship service you actually use.
Is annual billing worth it?
For anything you kept continuously all last year, yes: annual discounts run 15-20%, effectively a month or two free. For anything you pause seasonally, stay monthly - renewing discipline beats the discount.
Is pausing better than cancelling?
Often: several streaming services hold your watchlist and profile for 1-3 months on pause, and gym chains freeze memberships for holidays. Cancel outright when the pause is just a way to keep paying.
How do I find subscriptions I forgot?
Check the subscriptions page on your phone, then search a year of card statements for recurring merchant names. Anything you cannot remember opening last month is the audit's first cut.