Holiday Tipping Calculator

Set your total budget and count who is actually on the list - weekly regulars like a cleaner or dog walker, occasional helpers like a hairdresser or sitter. The calculator splits it on the classic rule: weekly people take about 60 percent, one-visit fee as the benchmark.

Greeting-card tipping guides list everyone equally and leave you guilty. This one prices the real hierarchy - frequency beats warmth: the person who showed up every week outranks everyone you met twice - and prints the three caps the cards never mention: USPS cash limits, school-district teacher rules, and the super who fixed nothing.

–per weekly regular
–per occasional helper
–to weekly regulars total
–left for the card people

How to use

  1. Set a total you can afford first - guilt is not a budget line.
  2. Count weekly regulars and occasional helpers honestly.
  3. Read the caps note before you hand anyone an envelope.

Frequently asked questions

How much should I tip my house cleaner for the holidays?

The standard is one full visit fee, or a week of service for long-standing weekly arrangements - whichever your budget runs to. If cost splits a year of goodwill, a sincere note plus a smaller envelope beats silence.

Can I tip my mail carrier?

Not in cash beyond 20 dollars - USPS employees may not accept money gifts, per federal rules. A gift card under the limit, or snacks and a note, are the compliant route. The same cap-and-gift-card logic applies to many public employees.

Should I give my child's teacher a gift?

Check the district first - many bar cash gifts entirely. The safe play is a small gift card plus a note about something specific they did, or classroom supplies. The handwritten note from your child outperforms every envelope.

Who do I tip when the budget is tight?

Rank by frequency and dependence: the people who came weekly all year first, then anyone who handled something hard for you, then everyone else gets a card. A smaller gift to the right person beats an even spread that says nothing to anyone.

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